Need an appraisal in CHEPACHET or Providence County?

Here are the top seven reasons RI homeowners order from Lodovico Uriati:

Pre-listing appraisals (whether they're selling the home themselves or using an agent)
Challenge a property tax assessment
To lower your mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a RI divorce, when real estate property needs to be divided
To determine the true market value of property in question to settle an estate

Do you own a house in or near CHEPACHET? Do you need help determining the value of your real estate?
Contact Lodovico Uriati.

At Lodovico Uriati, we understand the particular needs of a consumer seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. As our client, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Our professional appraisers at Lodovico Uriati are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your home's price, and not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value opinion than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. We are qualified in helping homeowners just like you delete unneeded PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your home overvalued if you live in a region that is declining or not appreciating as much as other properties nearby. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. An appraisal report from Lodovico Uriati is your perfect weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your house is in or near a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be disadvantageous from a cash flow viewpoint, and bad for your credit score since it may appear as though that credit line is maxed out. Lodovico Uriati can provide you with a professional appraisal that will help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for accuracy, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Lodovico Uriati can help with that too. Even though this is typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.